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Is Being Rich the Finish Line?

June 23rd, 2010 at 08:15 pm

Where I live, I am surround, literally, by people who make a lot more money than I do. I am surrounded by shops that I wouldn't dream of shopping in because of their prices, and shops that I would love to shop in, if I could, but can't, because the prices are so prohibitive.

I have been thinking a lot about my relationship with money and being happy. I have been super more relaxed and happy when I had a decent amount of emergency savings. I felt more at a place where I can afford to dream about what I want in my life and what I want to accomplish, when I had more saved.

Now, I find myself growing anxious at times. I know that the finish line for paying off debt will only be maybe 2 more years, but I feel anxious nonetheless. I think about the things I want to do----fleeting away to a different city on a very much needed vacation (something I haven't been able to do because of lack of money) and just feeling carefree as I stroll down the sidewalks---to the extreme worry about having a family. If I don't get married or find a partner, then, how can I afford going to a doctor for family planning? If I don't have a good amount of savings, how can I be a single mom? Of course, I know you can make a family without a lot of money, but I don't want to make things harder for my kids, either. I know, the last thought is probably just my worries spiraling out of control, but I am just telling it like it is.

I do realize that growing up not having things makes me feel like I have this desperate feeling a lot of the time. If I don't have money in the bank, I feel weird. Anxious. Uncomfortable. I have been through much worse financial times than this, I just think that maybe I am really upset for being my age and going through this. Like, I should be more responsible with my spending. At times, it is hard me to hear others talk about not having money when they have money in their budget, every month, for things like clothes, etc. Or when they are buying big ticket electronic items for their house (not apartment). So, at times it is hard for me to relate to. Though, I know it is all my issue and not theirs. If I had more excess money after my bills, I might do the same thing.

I wonder, is being rich the finish line? Is it okay to reach a certain income and not earn more? I feel like I am ok with just being comfy---if I could have my emergency savings back, be able to buy coffee drinks when I want, be able to afford routine vacations, then I would be happy, I think.

This month I went crazy a bit on toiletries and spent like 35 bucks on them. I didn't really need them, and could have gone without. And I could have saved that 35 bucks for something else, and I would feel far more comfortable right now if I had it back. Sigh. I think when I am feeling blue, that is the hardest time for me to fight an impulse buy, though to be honest, I can walk through a store for hours and not feel bad about walking out without buying anything. I do agree that less is more at times. But I am not sure that is true when it comes to money. Wink

5 Responses to “Is Being Rich the Finish Line?”

  1. Looking Forward Says:

    Define rich. I think it means different things to different people. I would say the goal is contentment; living comfortably.
    I sometimes feel anxious too, so you are not alone. Feeling like time is slipping away and I can't get the bills paid off fast enough or build up savings like I'd like. Then I remind myself to just enjoy each day as it comes, I'll get there eventually. I think you will too. Smile

  2. gamecock43 Says:

    I also get uncomfortable when I have less money in the bank than normal. I think that is part of being responsible with money. You know what money can and cant provide and when you have less of it you see necessities such as clothes and food taken away.

  3. monkeymama Says:

    I think being financially comfortable is the "finish line," to me. I know what a lot of my friends don't *get* is why we would ever complain about money or fret about it (if we have no debts, etc.). Um, because I want to be financially comfortable. Not just today (I have achieved that). I want to be financially comfortable in retirement, or if I lose my job, or any emergency that life inevitably will throw your way.

    I don't care about expensive shops because I care about financial comfort far more than "being rich."

  4. Tabs Says:

    To me, it's more of like a sliding scale or an airplane ride?

    The beginning somehow always seems to be the roughest, but as you continue to climb, things ease up more and more. Eventually, you may reach an altitude that's comfortable to you, and you may decide to just cruise at that level.

    But yeah, when you do hit turbulence or a sudden drop, it's very anxiety-provoking indeed. Big Grin

  5. -Jerry- Says:

    "Rich" needs definition. I know many people who have huge amounts of income but are absolutely miserable, and others who don't have much to speak of, but somehow lead lives that are happy and fulfilled. Money is a good tool, but it's not the end-all-be-all and it offers no insurance of happiness in and of itself.

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