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Paying with cash....

September 5th, 2009 at 07:05 pm

I went from one point in my life of having to pay for things with pennies (I kidd you not), to paying for most things with my atm and credit card.

As I now need to get a new card, and don't want to use credit, I have discovered very quickly how much using cash versus atm really impacts my spending.

I took 40 bucks out with me this morning in order buy some groceries. I thought it was MORE than plenty----but, after stopping at the health food store, and then trader joe's (where I put back a couple of not totally necessary right now foodstuffs), I was really low on funds and counting out change for my iced coffee treat.

I wonder if I should stick with using cash or stick with my atm? I don't like using cash cause I seem to spend it more freely when it is in my pocket.

But when using my atm, I can easily spend more than i anticipated, because I know I have enough in my account to cover my purchase.

What do you think?

Posted in Budgeting | 1 Comments »

1 Responses to “Paying with cash....”

  1. whitestripe Says:
    September 6th, 2009 at 05:59 am 1252216749
    1252216749

    i always use our credit card to pay for everything because of our reward system, and the interest we get on our check account. (yes, of course, we pay the balance in full every month). plus i dont really like the idea of having a lot of cash in my wallet, what if i lost it? that money would be GONE.

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