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Archive for September, 2010

Asking for help is sometimes hard

September 22nd, 2010 at 09:49 pm

So, I had a situation recently where I had a bit of a little break down emotionally. I suddenly had a huge bill that I needed to pay (completely unexpected), and I had no way to pay it---my credit limits on my credit cards had been reduced, no emergency savings, and only my 401k as a possible last resort. I felt so angry at myself for being in this position. Thankfully, someone very close to me helped me more than I could ever imagine, and lent me the money to pay the bill. I cried a bit because I just hated having to ask people for help. The past few months have been very hard, I must admit, and I have asked friends for help more this year than probably in the entire time that I have known them combined. Of course, I have always tried my best to be there for them when they needed help, but, it is weird being in the other position and needing help.

Because of the love and support of the person who is dear to me, I was able to go from crying at one part of the day to smiling from ear to ear and sipping on a pick-me-up coffee drink. Yes, I do comfort myself with coffee, and I realize that is probably not such a good thing.

I am mad at myself for being in this position, and all I can feel like I can do is just to keep on heading forward and just hope and pray that things work out and that I eventually get back to the way I was before, where I led more by example financially-wise. My friends come to me for help a lot when it comes to finances, but I feel like I have a hard time sticking to my budget. I also have to deal with the reality that my budget may not be the most realistic, that I do buy little things when I am sad or depressed (and even though they are cheap items, they still can add up---100 items from the dollar store still equal $100, plus tax), and that I often put my needs behind the needs of others, and that is not good.

I am starting to worry that not only are my health issues and lack of romantic love a possible barrier in having a child, but, financially, I cannot afford to pay for the medical things that people do if they decide to have a child on their own. I know I should just take each day at a time and realize that we are all going through difficult times. I have plenty of healthy food to eat, a good job, a roof over my head, and most importantly, the love and support of family and friends. In that regard, I am so very, very, blessed, and I just need to realize that I just have to keep on trucking. It doesn't seem like it now, but, in reality, I have been through things more emotionally difficult than right now, so, I just need to relax a bit and not get so frantic about it. I just feel vulnerable and yeah, weak, when I have to ask my friends or family for help. I do realize, however, that maybe my asking them for help does strengthen our bond as usually I was the person who always tried to help them more.

The ex and the new beau are odd situations, for sure. The ex is still the ex, but at least our text messages don't seem so angry. He even paid part of a bill this month, and made a sincere comment about paying more next month. That made me feel good. I don't know if we will ever be friends like we once were, but I think the anger factor has relaxed a bit, and I am happy about that. I don't think he is a bad person, just that we aren't the best for each other in a romantic sense.

My new love interest is very nice---I already can see that we get along and understand each other a lot better than me and my ex did. Our chemistry is ama-zing! And yet, I don't know if we are headed towards wedded bliss. And I really do like that we can talk so openly about what we are looking for and how we view getting to know each other, etc. He treats me really very nice, and he did help me to see that at times, I do say things or come across like I don't think I am worthy of being treated very nicely. Yeah, I know I need to work on that for sure! We do have different spending styles, and I realize that any potential couple needs to be in somewhat agreement on that issue. He was upset at me at one point because I was curious about the price of our food dates. I let him know that the type of person I am would not go to excess----like, I wouldn't order lobster if I know he is trying to save money, on a budget, etc. I also know that I have to let him be able to speak up if something is more than he can afford, etc.

I have been doing a lot of soul searching and there are so many facets of myself that I really need to work on. I think that my pride and my self-esteem and my sense of self-worth really got hit hard last month because I feel like I do a lot, and can achieve a lot, but I just kept getting treated like I couldn't get over that glass ceiling, ya know? But, all I can do is just keep on trying my best. My debt is slowly coming down, and I am not too old to have kids just yet, and you are never too old to change and keep improving who you are as a person, so, that is what I am just going to believe and do.

Thank you everyone for being so kind to me----being able to blog about a topic so touchy for a lot of people, really helps me more than I can express.

Money, money, money

September 19th, 2010 at 10:23 am

The past few weeks have been a bit difficult for me. I have been dealing with stress from so many different areas---love, work, family, finances. I have often felt like I was at the end of my rope, to be honestly.

On the family front I have been dealing with a relative whom I love so much, but whom is so disrespectful towards me. I lent him money a while ago, and he swore up and down he would pay me back, and he hasn't. He interacts in certain groups and gives donations, but won't even return my emails. I feel bad for him because he really is very lost in terms of him respecting his family. It is very sad and just both angers me and makes me feel hurt and sad because I love my relative and want him in my life in a good way, and not in the way where he is just disrespectful.

On the love front, the ex has been very jerky and is being that, I feel, as a way to justify maybe in his mind not repaying the bills he created or the loan, etc. It is very hurtful because I did so much to help him, and now I am dealing with trying to adjust my budget to pay those bills, and, feeling pretty hurt inside. I don't want to think of my ex as a bad person, but I am noticing the theme that he never apologizes and he always makes me feel like I am the bad person and that hurts a lot, because, well, who likes to feel like that? I don't want to be with him in that way, but I did want us to be able to remain friends.

On the work front, things have been hard. I don't feel respected, and some things occurred recently that just made me feel more like I am not respected, and that people don't see any of my good qualities. It really made me feel like maybe I am not as talented as I like to think I am. I am also very sad about the situation because I need my job, i am in a tough position financially, and I feel like my bosses will never see me as anyone that they would want to promote, based upon how they treat me. They did something that was so unbelievably rude that it just hurts my feelings. I can't talk to hr about it because they are a part of the situation, and well, they represent the bosses viewpoint. I feel like I have to keep doing my best, and yet, I may not be seen as worthy of anything better and that scares me so much. I have been in tears because of it.

On the finances front, I have been working jobs on the side to make ends meet and to be able to pay for the excess bills from my ex (the bills are in my name---I know, a stupid thing that I thought I would never have done, but thought I was being helpful at the time). It has been a bit hard, as I have had to juggle paying some bills later than I would like, but still within the time frame to avoid being considered late. sigh. I also find that when I am as stressed as I have been, I want to indulge in things like sweets and coffee drinks and buying little things to make me feel happy. I know that is not a good coping mechanism, but at least I am aware of my faults.

On the romance front, I have met a nice guy. He is very kind and super smart and we get along a lot better than me and my ex did. The main difference that I feel is that I do think my ex cared for me. I don't get that feeling from the new guy. It could be too soon, but, I dunno. I am also really more aware of the kind of person I want to settle down with, and that, yes, how they deal with money is an issue. I am not sure we are totally compatible money-wise and that worries me. I do like that he treats me very well, I just worry that my frugal-ness may irritate him, and I don't want that to be an issue, and I want someone who has the same financial goals that I have.

I have been feeling on the edge of a cliff for a while now. My health has not been so good and I have been dealing with some issues that scare me as well. I just feel like I have to keep on trucking and getting through things and that things will eventually get better. I am keeping my eyes open for better work possibilities, accepting that my ex and I may not be able to be friends, that my relative may never come to respect me, and that I may be single for a while and that I don't have to rush into a relationship and that whomever I choose to be with is someone that I will want to start a family with. I am thankful for my friends and family and of course, God first, for giving me the strength because at times I just feel like break down and crying. Sometimes it is good to cry.

I am thankful for everyone who reads my ramblings. It helps me to get out my thoughts and also to get the perspectives of people and their advice. I am sending all of you my deepest thank yous and care.