So, I have been dealing with the creep who stole my atm number and SSN. Thank God that none of my money was taken. 
I am more worried about the usage of my SSN as it is tied to my work history and I have been working for more than half of my life (since age 14). I have contact SSA and still need to get a police report, which is taking a bit of time.
I am mad, and I am a bit mellower than I thought I would be---perhaps because my credit isn't so good (my credit score is ok, but too much debt to be eligible for any additional credit), and even if someone tried, they most likely would be declined for credit.
I am writing down what I buy and I think of things in terms of monthly---like how much soap do I need to buy for the month, etc.
I have enough food for the week, so I am happy about that. I am still refusing to buy chicken until I can find a good deal on fresh chicken breasts.
I have been going crazy with my coffee habit and realize I either need to 1) make take out coffee a part of my official budget, or 2) stop buying it so much!
I talked to my bf about the money issues....it is stressful at times because I know he isn't trying to just be cheap, he just doesn't have the money. It is a bit stressful in that he refuses to do a budget in advance...so i have to wait days for him to figure out his budget. It is also hard because lately it seems like he is owing me money from a previous pay period, and when he pays me back, he is really paying me back what he borrowed, but not significantly impacting the amount of money he is supposed to contribute for food. Grrrrr.....
I also realized a weird thing---but wonder how many have thought about it---saved vacation time? I have been having anxiety about my small amount of emergency savings. Then I realized what I had known all along---I have about a month's worth of vacation time stored....I can also think of that in terms of emergency savings! My only primary usage for emergency savings would be for if I wasn't employed, as I would just have to come up with car repair payments some other way, or start taking public transportation.
Has anyone else ever included accrued vacation time as part of the overall amount of available emergency savings? Does anyone here also include available credit as part of that calculation?
Why steal from someone who is broke?
September 8th, 2009 at 03:52 pm
September 8th, 2009 at 04:18 pm 1252426702
ATM pin---Isn't having someone look over your shoulder when using it the most likely way to have it stolen? Someone you know is the most likely culprit? *Gulp*
September 8th, 2009 at 05:58 pm 1252432695
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